Top ups

Flexible Finance That Fits Your Life.

Extra Funds When You Need Them.

Whether you’re renovating, consolidating debt, or handling unexpected expenses, our flexible top-up options help you access additional funds without the hassle of starting a new loan.

We work with you to ensure your home loan adapts to your evolving financial needs, offering competitive rates and personalised service every step of the way.

Your home is more than just a place to live- it’s a foundation for your future. Let’s help you make the most of it.

Apply now

Fill out our secure online application in just 6 minutes.

Accept Offer

Once approved, review and accept your offer using a secure SMS code.

Receive Finance

Funds are transferred as cleared funds, so you can use them right away.

Personalised Support

Have any questions? Our support team is here to help whenever you need.

Get funded today!

You’re just one step away from securing the funds you need. Let’s turn your plans into reality and make something great happen.

Apply Now

How it Works

Luxora Lending

Founded by finance industry experts, we use technology to make small business financing simpler, faster, and more accessible. Our goal is to empower businesses with the support they need to grow.

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Credit Representative 555092 is authorised under Australian Credit Licence 384324. ACL Holder – Outsource Financial Pty Ltd; ACR – Luxora Lending.

Disclaimer: The Luxora Lending Home Loans service is provided by Outsource Financial Pty Ltd (ACN 131 090 705), which offers mortgage lending services under its Australian Credit License Number 384324. As part of the referral process, we are required by law to obtain your consent before sharing your name and contact details with Outsource Financial Pty Ltd. Once consent is given, we will pass your information on to Outsource Financial within five business days. Your full financial situation must be reviewed before any offer or product is accepted.